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Dated, practical notes on Kenyan tax, payroll and SACCO governance. Each is reviewed when the law changes.
SACCOs & Co-operativesReviewed 9 Nov 2026
Ten warning signs that a deposit-taking SACCO's governance needs an independent check, each tied to a duty in the Sacco Societies Act and SASRA's regulations: capital, liquidity, loan quality, insider lending and audit.
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What a deposit-taking SACCO's written credit policy must contain under SASRA's regulations, how loans are classified by days in arrears, and the 1%–100% provisioning rates, with a worked portfolio example.
Read the article →PayrollReviewed 9 Nov 2026
How Kenyan employers calculate net pay in 2026, step by step: NSSF Year 4 limits, SHIF and the Housing Levy before tax, then PAYE bands and relief, with three salary examples.
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